Need to sign a Total Loss Form of Authority? If we have already asked you to sign authority for your total-loss claim, use the dedicated authority-only form. This is separate from starting a new claim.
Sign Total Loss FOA
FCA Regulated
FCA-regulated claims support • No win, no fee

Check if your written-off or stolen vehicle was undervalued.

Enter your registration first. We’ll run the initial vehicle check before asking for the Form of Authority details, so the journey feels quick, clear and useful from the start.

Start with my reg Read the FCA context
✓ No upfront fee
✓ We request insurer evidence
✓ 14-day cooling-off period
Claims adviser reviewing a vehicle valuation with a customer Simple first step: your registration number

If the initial check suggests it is worth pursuing, complete the authority and we can contact the insurer for the evidence.

270,000+motorists expected by the FCA to receive compensation after insurer process changes.
£200mexpected total motor insurance compensation according to the FCA.
£129malready paid to almost 150,000 customers at the time of the FCA update.

Why people are checking total loss settlements

The FCA identified concerns that some customers were offered less than their written-off or stolen vehicle was worth. Its later update said insurers had improved processes and compensation was being paid to affected motorists.

  • We check the vehicle and settlement evidence.
  • We can request missing information from the insurer once authorised.
  • You do not need to know the settlement figure, mileage or policy reference to start.

Sources: FCA valuation review and FCA compensation update.

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Reg Check
2
Result
3
FOA Details
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Sign & Terms
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Submit

🔍 Start with your vehicle registration

Enter the registration first. We’ll run the initial vehicle and total-loss check before asking for your Form of Authority details.

Keep it simple

You do not need the policy number, claim reference, settlement figure or mileage to start. If the check suggests it is worth pursuing, the authority lets us request the missing evidence from the insurer.

✅ Your initial check result

This is an initial indication only. If you want to pursue it, complete the Form of Authority details next.

Initial Potential Refund / Review Value
Checking your vehicle...
Ready to check
Enter your registration to run the first check.

We will show the result here before asking for your full details.

Our fee if we recover money for you: 25% of any amount recovered. If no money is recovered, there is no success fee. A 14-day cooling-off period applies.

👤 Details needed for the Form of Authority

These details identify you to the insurer and allow us to request the evidence needed to review the settlement.

Optional. Accepted: PDF, images, DOC/DOCX. Max 10MB per file.

✍️ Sign the Form of Authority

This lets Ingram Toft Ltd contact the insurer and relevant third parties to investigate your total loss claim.

📋 What you're authorising

You authorise Ingram Toft Ltd to investigate and pursue your insurance total loss claim, request valuation evidence, communicate with the insurer, and prepare submissions on your behalf. You can withdraw during the 14-day cooling-off period.

Terms & fee summary

  • No upfront payment is to submit this claim enquiry.
  • If money is recovered for you, our fee is 25% of the amount recovered.
  • If no money is recovered, there is no success fee.
  • You can complain to your insurer or the Financial Ombudsman Service yourself without using a claims management company.
Sign using mouse or touchscreen

✅ Review & Submit

Please check your details before submitting your authority.

🚗 Vehicle

Registration—
Insurer / company—

👤 FOA Details

Name—
Email—
Phone—
Address—
DOB—
Initial Potential Refund / Review Value
—
Fee reminder: 25% of any amount recovered. If no money is recovered, there is no success fee.
🎉

Claim Submitted!

Thank you! Your claim has been registered. A member of our team will contact you within 1 working day.

Your Claim Reference
—

Check your email for confirmation. If you don't receive it within 10 minutes, check your spam folder.

📋 Regulatory Information: Ingram Toft Ltd is a Claims Management Company regulated by the Financial Conduct Authority (FCA Reference: 838381). We can review whether your insurer’s total loss valuation was fair. No Win, No Fee basis: if money is recovered for you, our fee is 25% of the amount recovered. 14-day cooling-off period applies. You can complain directly to your insurer or the Financial Ombudsman Service without using a claims management company.